For Julie's card I chose a card from back in 2015 when she had a similar layout using sassy Gus.
Patterned Paper: Basic Grey; Paper Studio
Cardstock: Bazzil
Stamp: Bugaboo - Stella Dear Santa note (see above for direct link)
Divine twine
Charm
Bling: Michael's
Bling: Michael's
Banner: Verve
Poinsettia: Hobby Lobby
Sakura jelly glitter pen
Challenges
CHNC - Ch. 499 Anything Christmas with optional use die cut or punch
Word Art Wednesday - Ch. 448 - 449 Anything Goes
Allsorts - Wk 581 & 582 Flowers all over
ABC Christmas - O for Over the top
Merry Little Christmas - Ch. 24